Belongings Damaged In Attics

First they can chew their way into your attic.

Belongings damaged in attics. Find out the instances wherein your home insurance policy will not cover for rodent damage. What do they chew. Although homeowners insurance protects your property against weather theft and things such as fire and ice it won t cover water damage from floods sewage backup or gradual leaks but it will cover damage from a burst pipe. Even if there s no visible water leaks or standing pools of water high humidity levels in the attic can ruin your belongings.

Replace any damaged wiring immediately. In texas homes it s common to find water heaters in the attic. Regardless if the damage to property is caused by house rats beavers hamsters beavers chipmunks porcupines or squirrels you may file for an insurance claim. If the house is an older construction the wiring should be thoroughly checked for signs of fraying or corrosion.

Water heaters that are installed in attics or elsewhere upstairs increase the risk of leaks and water damage. Those sharp little teeth that are great for cracking acorn shells are also powerful tools for chewing away at your home. However there are instances where your policy can t cover for the damage. Squirrels can do a lot of unexpected damage to attic spaces.

Just because it s common doesn t mean it s a good idea though. It might shock you to know that not all forms of water damage are covered by insurance. The most common cause of attic fires is heat from powered electrical equipment along with faulty wiring and electrical malfunction. Moisture vapor will settle into fabric promoting the growth of mold and mildew.

Wood furniture our attics in phoenix can reach over 180 degrees and then drop down to 50 degrees or lower in the winter. Anything that s safe to store in these rooms should still be put away in a plastic. That s 130 degree temperature change harb said. Delicate fabrics and items that are painted are particularly prone to damage when stored in the attic and plastic decorations like ornaments may melt or warp in the heat.

Whether a birds or moths in the attic a raccoon in the garage or mice in the basement critters aren t concerned with taking care of your belongings as a general rule of thumb nothing in your attic garage or basement should be left out in the open.